What Are Your Car Rental Questions?
January 31st, 2010 by Jason Hall
Whether or not to take out rental insurance, when you are renting a car, has been a major decision among all renters. It is important, when you rent a car, that you understand these companies want to sell you insurance because it is a way for them to make more money. On top of that, rental companies encourage you to take out their insurance because it protects their car, and that is all that matters to them.
Here are some of the most asked questions about rental insurance, and the answer are most likely going to surprise many of you.
WILL MY REGULAR CAR INSURANCE COVER ME WHILE I AM USING A RENTAL? YES….Many insurance companies will still cover you when you are driving in a rental car. However, it is advisable that you contact your insurance company, prior to picking up your rental vehicle, just to make sure that is so. Otherwise you will not be completely confident that you will be covered and may spend money, on rental insurance from the rental company, you could have otherwise saved.
IF I RENT A CAR WITH MY CREDIT CARD, WILL THAT COVER ME FOR DAMAGES THAT MAY OCCUR? YES and NO….Most of the major credit card companies, such as Visa, MasterCard or Discover, offer you additional insurance protection when you use the card to rent a vehicle. Because this may not apply for all credit cards companies you should check with your credit company prior to renting your car. This will give you a piece of mind when turning down the rental insurance for the rental car company.
IF I FIND OUT THAT I AM COVERED UNDER MY OWN CAR INSURANCE AND MY CREDIT CARD COMPANY SHOULD I STILL TAKE OUT THE CAR RENTAL INSURANCE? NO, NO, NO….Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.
Before you pick up your rental car, it is important that you find out all the required details from your insurance and credit companies. This is the difference in money in your bank or the rental company’s
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